Q3 2026
The capital adequacy of Aktia Bank Group includes Aktia Bank Plc and all its subsidiaries except Aktia Life Insurance Ltd.
The Bank Group’s Common Equity Tier 1 (CET1) capital ratio remained at the same level as at year-end and amounted to 12.6% (12.6), which is 3.9 percentage points above the minimum requirement.
The CET1 capital decreased marginally during the period as changes to the IRB and ECL models increased the bank’s CET1 deductions, reducing own funds. The decrease in own funds was mitigated by the period’s result and lower deductions to intangible assets.
| Capital adequacy, % | 30 Sep 2026 | 30 Jun 2026 | 31 Mar 2026 | 31 Dec 2025 | 30 Sep 2025 |
|---|---|---|---|---|---|
| Bank Group | |||||
| CET1 capital ratio | 12.6 | 12.0 | 12.8 | 12.6 | 13.0 |
| Total capital ratio | 18.0 | 17.2 | 17.5 | 17.3 | 17.8 |
