Aktia as an investment

Aktia as an investment object – stable and responsible value creation

Aktia is a Finnish wealth manager bank. Wealth management is at the core of Aktia’s business, but we are separating ourselves from pure wealth managers by also offering comprehensive banking and life insurance products and services. Traditionally, Aktia has been a reliable payer of dividend and is at the same time combined with a clear growth strategy.

Why invest in Aktia?

1. CLEAR GROWTH STRATEGY

Aktia is seeking growth particularly amongst customers who want to increase their wealth.
We offer holistic and responsible wealth management advisory including a comprehensive selection of banking, asset management and life insurance services.
Digital products and services as well as efficient cross-selling between different business areas are an essential part of the entity.

2. WEALTH MANAGEMENT IS AT THE CORE OF AKTIA'S BUSINESS

Aktia is one of the leading wealth management organisations in Finland that combines customer orientation, an extensive product offering, top portfolio management and high-quality Private Banking.
Our award-winning asset management business sells investment funds also internationally.

3. A SOLID PLAYER IN BANKING

Aktia is a stable and profitable player in banking with a conservative credit policy that meets the capital requirements imposed on it.
Aktia’s Common Equity Tier 1 capital ratio (CET1) is clearly above the regulatory requirement imposed on Aktia and in line with the company's own financial objectives.

4. RESPONSIBLE PARTNER FOR ECONOMIC WELL-BEING

For a long time, Aktia has complied with the principles of responsible investment in all its investment activities and is currently preparing the principles of responsible lending.
Our climate strategy aims to achieve carbon neutrality in investment portfolios by 2050, and we are also part of the international Net Zero emissions initiative.

5. RELIABLE PAYER OF DIVIDEND

Aktia intends to pay out a dividend of approximately 60 per cent of the profit for the reporting period to its shareholders.

Aktia’s goal is to provide a competitive dividend yield to its shareholders. The amount of dividends to be paid depends on the group's financial performance and its growth and investment needs. In addition, Aktia wants to ensure sufficient capital adequacy also during changing market conditions. Aktia’s goal is to achieve profitable growth in all business areas. The capital structure must support both this growth and the ensuring of a good level of capital adequacy.