If you want to save money for a longer period of time, say two to five years, bonds are a good alternative. The minimum investment in bonds is EUR 1,000.

You receive an annual interest on your investment for a fixed period of time. You may sell your investment at the current market price at any time during the loan period There are several bonds with different return on offer:

  • Traditional bonds offer an annual interest. The risk is only slightly higher than that of bank deposits, but you get a better return.
  • Index loans may offer additional returns linked to shares. Index loans are safer than direct investments in shares, and they may give you a better return than traditional bonds.